04
Part 04 of 12 · Education
Building Your Launchpad: Budgeting, Saving and Funding Your First Investment Property
Every later decision depends on one number: how much you can save each week. This guide gets your finances investment ready, from building a budget to choosing how to fund a deposit, and shows what a first purchase really costs once everything is added up.
Inside this guide
- How to build a budget and work out how long your deposit and costs will take to save
- Seven saving habits, and why lifting your income speeds everything up
- The percentage rule Eddie uses before buying anything big
- Every way to fund a deposit, including the 2026 government schemes and who they suit
- Rentvesting versus buying a home first, and how to buy safely with someone else
- What a first purchase really costs upfront, and why you need a buffer
Tools in this guide
Worksheet 1: Deposit and upfront cost calculator. Worksheet 2: Property investment budget. Complete both in pencil and update them every three months.
Your next step
Do your budget this week, using three months of real bank statements. Your weekly savings figure is the first number everything else depends on. Then continue to Part 5.
On your reading path: Your library
General information only. Not financial, credit, tax or legal advice. Historical examples are not a reliable indicator of future results. See the important information inside the guide.